City of Toronto
Toronto Mortgage Agent
Toronto is one of Canada's most competitive housing markets, where the right financing strategy makes a real difference. I help Toronto buyers and owners compare 90+ lenders and plan for the city's unique costs — so you move forward with confidence, not guesswork.
How I help Toronto clients
- Condo, freehold and multi-unit financing across the GTA
- Strategies for high-ratio and high-value purchases
- Renewal and refinance reviews for Toronto homeowners
Land transfer tax in Toronto
Toronto buyers pay both the Ontario Land Transfer Tax and the municipal Toronto LTT — effectively doubling the tax versus the rest of the province. First-time buyers can claim up to $4,000 provincially and up to $4,475 municipally. My Land Transfer Tax calculator estimates both.
Estimate my land transfer taxYour Toronto mortgage strategy starts here.
One conversation. 90+ lenders. Zero obligation. Book a call or start your application whenever you're ready.